Tax Refund Time; Discussion of Qarantine

Since I give the gov't way more money during the year than I need to; I get a nice fat check from back from them as a refund after I file.  Most people say you shouldn't set yourself up to get too big of a refund because then you've lost money you could have invested otherwise during the year.  How's that working out for you this year? [note: tax year 2009 ... year of "The Great Recession"]

Anyway, we're gonna skim off a few bucks for livestock.  Which brings me to an important question.  To quarantine or not to quarantine?  I'm going to do it for everything that comes in to this system.  I can't afford to replace the livestock I've got (and I'm not sure I could handle starting from scratch again; hurricane Ike took out my entire system because we had 17 days with no power).  I've run into so many problems with quarantine and it's mostly because...

1.) I find it difficult to keep a dedicated "second" system up and running that is capable of sustaining life for the type of livestock we keep in a reef aquarium.
2.) If I find a problem with the livestock (nudibranch on zoa, red bugs on acro, flat worms, ich, etc...).  I have to run the second system fallow for quite some time and or treat that system before it is safe to keep another new creature in the tank.
3.) I'm incredibly impatient.

Of course, #3 is the only real problem.  I have all the equipment necessary to keep a quarantine tank (QT), I care enough about the livestock, so...
How will the QT be set up?

• Established live rock from my main display (about 15 lbs)
• 20G High tank
• Red Sea Prizm Pro right in the tank.
• 96W power 50/50 power compacts
• Some heater (probably have to buy another)

Some questions you may ask, or I may ask myself:
How long should I quarantine?  I'll quarantine for 6-8 weeks.
What livestock goes into quarantine?  All new livestock.
Can I add more livestock to the QT when others are in QT?  Sure, but you'll have to restart your QT timer for any livestock that's in there that can be infected by new.  So, if I had a fish and added an acro, no problem, but if I added another fish, I'd restart the QT timer on the fish in there already.
What's the QT water change schedule? 2 weeks, 50% when livestock is present.

So, that's it.  Take care of your livestock; it's part of nature and nature takes care of you.